Who doesn't know Blibli.com's online shop? The advertisements are widely circulating on television and websites. Well, this online shop made by PT Global Digital Niaga is being incessant to attract the attention of the Indonesian people, here.
As for some of the features of this one online shop, namely website display Blibli.com is rated quite beautiful and simple. So new users are not confused when using this Blibli.com website. Aside from being easy to use, Blibli.com also offers a lot of payment methods that attract people in Indonesia, namely they offer credit with 0% installments.
Then how to safely credit Blibli? The following is a complete explanation of how to credit in Blibli safely.
Knowing What is Installment 0%
Previously we had to know in advance what 0% installments from Blibli.com this, huh. It seems that Blibli.com intends to make it easier for users to enjoy installments so as not to be burdensome by carrying out the theme of 0% installments.
This 0% installment facility is for 3, 6, and 12 month tenors only. That way you can choose your own tenor according to the time period you want. But still with a minimum spending of IDR 500,000 per month to enjoy this 0% installment facility.
You can also enjoy the benefits of using this 0% installment facility, namely:
- You can use to buy all the items offered Blibli.com has more than 1000 existing stores incorporated in Blibli.com.
- You can choose a very flexible installment period. That starts from 3, 6, up to 12 months.
- To make transactions easier because Blibli.com works with several credit card provider banks, for example, such as: BCA Bank, BNI Bank, ANZ Bank, UOB Bank, BRI Bank, Bank Mandiri, Permata Bank, Panin Bank, Bank OCBC NISP, Citibank, HSBC Bank, CIMB Niaga, Bank Danamon, and Standard Chartered Bank.
- And also using Blibli.com is more practical and efficient.
Terms for Shopping with 0% Installments
Now, on the terms for shopping with 0% installments you can use a Visa / Mastercard credit card from the publisher discussed above. Or you can also use BCA Klikpay which sources funds from a BCA Card credit card for you to enjoy the 0% installment facility from Blibli.com. But all of them still have terms and conditions that you have to fulfill, namely:
Using a Credit Card with VISA / Mastercard logo
- The 0% installment applies to all credit cards bearing the logo Visa / Master Card issued by banks that have collaborated with Blibli.com.
- As discussed earlier, the minimum expenditure to enjoy this facility is Rp.500,000 per bag.  Installment administration fees that are all borne by the credit card owner. And the following is a list of credit card issuing banks that charge administrative fees:
- BRI IDR 50,000 / installment transaction
- OCBC IDR 15000 / installment transaction
- ANZ IDR 10,000 / installment transaction
- Conversion process or transaction changes to become 0% installments only take 5 – 14 working days from the time the customer makes the transaction.
- Blibli also has the right to cancel the order if the customer does not meet the stipulated terms and conditions.
Using BCA Klikpay Source of Funds for BCA Card Credit Cards
- This 0% installment applies to all BCA Card credit card users who have been registered to the BCA Klikpay website.
- In this case, the minimum price of the product per item is IDR 500,000.  The process of converting or changing transactions to become 0% installments only takes 5 – 14 working days from the time the customer makes the transaction.
- Blibli also wants k to cancel the order if the customer does not meet the stipulated terms and conditions.
For users who have credit cards bearing the VISA / Mastercard logo, they can enjoy 0% installment facilities with a minimum spend of Rp. 500,000. that means customers can combine several products to achieve a minimum transaction value.
Unlike customers who have BCA Klikpay, these customers can enjoy ways of crediting at Blibli.com with 0% installments by having to buy at least one item at a price of Rp. 500,000. and if the customer wants to combine it with other products, the customer must ensure that the product is also priced at Rp. 500,000 or more.
If we already knew the important conditions we must know to get 0% installments, then now I will tell you all the ways to pay groceries with a credit card:
Payment Method With BCA Klikpay
If you use the BCA Klikpay facility, then you can follow the steps to pay for the product you purchased with a 0% installment below:
- First you have to choose the menu Buy next to the product image you want to buy.
- Then on the shopping basket display, you must ensure the number of products you want to buy and total shopping is correct.
- Then you fill in the shipping address form with the correct data and le ngkap then click Save
- After that, you choose shipping service and then you click Continue Payment .
- Then choose Installments 0 % in the Payment Method on the process page Shipping & Payment.
- Next select BCA Klikpay .
- The next step is you must choose the installment tenor you want.
- And give a checklist if you have agreed to the terms and conditions that apply.
- And finally click Pay Now .
As for steps to complete payment via BCA Klikpay, namely:
- First you must login to enter your account at klikbca.com/klikpay .
- And if you have successfully logged in, the transaction details are must be paid will appear automatically.
- Then you have to check the details of the transaction again then click Send
- And continue by clicking Send OTP .
- The OTP will be sent to your mobile number via SMS and enter OTP on the BCA Klikpay website.
- Finally you must complete the transaction in accordance with the procedures.
Payment Method With Credit Card with VISA / Mastercard logo
If you have chosen items you want to buy, then you have to make a payment. You can use a credit card with the VISA / Mastercard logo to make payments. And please follow the steps below to enjoy payment using the 0% installment method:
- You can follow steps 1- 5 of How to Pay With BCA Klikpay .
- After that you can choose the credit card provider that you use.
- The next step is to choose the installment tenor you want.
- Before you have to check the summary of your order whether it is in accordance with the data or not.  And checklist if you have agreed to the terms and conditions that apply.
- Finally, you only have to click Pay Now .
The steps to complete payment via VISA / Mastercard, namely :
- The first step you have to do is that you have to choose the logo on your credit card, VISA or Mastercard.
- Then you have to enter Expiry Date data, Card Numbe r, and the Card Security Code correctly.
- After that the system will process verification for your transaction for a while and the screen will display the text. Please wait while your payment is processed.
- If your transaction is already approved, the screen will display the text . Your payment has been approved.
- Finally, the repayment of payments with 0% installments has been completed and you just print the Order Summary as an archive.
Paying Installments Without a Credit Card  You don't have a credit card? Take it easy, you can make 0% installments without a credit card. Here's how:
1. Through Love
You can make payments via the Akulaku application . I offer a choice of tenor installments ranging from installments for 30 days, 3 months, to 6 months. However, unfortunately this practice can only be used for users on Java. And the maximum credit given is only Rp. 9,000,000.
If you already have a AkuLaku account, you can just do the steps below:
- The first step is to make sure you have done transactions using AkuLaku with a minimum transaction of IDR 200,000. Or you have done at least 1 time shopping at Blibli.com in the past 6 months.
- The next step you have to login and choose the item you want to buy.
- Next on the payment page you must choose the payment method Installments Without a Credit Card then choose MYSTEU
- After that click Check Out so Blibli can immediately verify the payment and the items you buy can be sent immediately.  2. Through Kredivo
Besides using the AkuLaku application, you can also make payments through Kredivo. Blibli has collaborated with Kredivo to provide installment payment programs without credit cards.
And through Kredivo you can make credit payments with a repayment period of 30 days without interest, 3 months, 6 months to years with interest of 2.95% per the month. The maximum credit given by Kredivo is also fantastic, amounting to Rp. 20,000,000.
But before making a payment you must make sure that you already have a Kredivo account so you can enjoy a installment program without a credit card from Blibli.com. well, then how? following the steps:
- First you have to log in and choose your preferred grocer in Blibli.
- After that on the payment page select the payment method Installments Without Credit Cards .
- After that choose Kredivo .
- And finally you click Check Out and Blibli will verify the payment so that your groceries will be sent immediately.
That's how to safely credit Blibli and you can implement several methods in top when you're shopping at Blibli.com. Good luck!